Gulf Coast EBS - Group Health Insurance & Medicare Plans

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Privacy Policy - Updated June 12, 2025

 At Gulf Coast Employee Benefit Services (we, us, our), we take protecting personal information very seriously.  We are committed to properly protecting past, present and future personal information and only use it in the manner in which it is intended and/or necessary. It is our legal duty to post a Privacy Policy and to let you know how we collect, use, manage, and disclose the information we obtain from you and/or your employees/dependents verbally, electronically, through our carrier and business partners, through our uplines and general agency relationships, and any other avenue. 

Information Collected From and/or About You

The information that we may collect includes:

  • Protected Health Information:  Name, address, email address, telephone number, social security number, or any other governmental identifier
  • Additional information:  Date of birth, gender, marital status, employment status or health status that could be collected to generate quotations or applications for coverage
  • Consumer health information:  Health status/conditions, prescription history, tobacco use, applicable to the individual/dependents to be insured.
  • Personal information:  Bank account or credit card numbers (if collected to assist with payments but information is then destroyed)
  • Commercial business information:  Tax documents, employee salaries and occupations, credit card or bank account numbers (if collected to assist with payments but information is then destroyed)
  • Non-personally identifiably information: Cookies, tracking pixels, behavioral data, Google analytics
  • If protected health information is submitted by you on behalf of someone else, you acknowledge that you have secured authorization from that person(s) to do so

Use of Your Information

The information that we collect may be used for the following reasons:

  • Generating and discussing quotations or proposals
  • Service/administration of policy throughout the term(s) of the policy
  • To provide the information to insurance carriers and other service providers and business partners described in the "with whom we share your information" section
  • In connection with a potential or actual sale, acquisition, merger or partnership
  • To comply with legal and compliance requirements
  • Managing business operations

With Whom We Share Your Information

Within the past 12 months we may have shared your information with the following:

  • Insurance companies and affiliates
  • Business partners, general agency partners, or uplines
  • Regulatory agencies 
  • See Use of Your Information section above

Data Protection

The team at Gulf Coast EBS strives to properly protect all Protected Health Information (PHI) we collect and/or receive.  

  • We have a secure email system for sending/receiving PHI electronically.  
  • The internet has both benefits and risks so users must be aware of potential cyber threats. Although we have implemented safeguards to protect your PHI, we cannot guarantee the security of information submitted electronically.
  • This website is not intended to be utilized by children under the age of 13. Should we discover that we have received PHI from a person under the age of 13, we will delete/destroy the information as required by law.


Copyright © 2025 Gulf Coast EBS - All Rights Reserved.

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